Title
Integrating TTF and UTAUT to explain mobile banking user adoption
Abstract
Due to its advantages such as ubiquity and immediacy, mobile banking has attracted traditional banks' interests. However, a survey report showed that user adoption of mobile banking was much lower than that of other mobile services. The extant research focuses on explaining user adoption from technology perceptions such as perceived usefulness, perceived ease of use, interactivity, and relative advantage. However, users' adoption is determined not only by their perception of the technology but also by the task technology fit. In other words, even though a technology may be perceived as being advanced, if it does not fit users' task requirements, they may not adopt it. By integrating the task technology fit (TTF) model and the unified theory of acceptance and usage of technology (UTAUT), this research proposes a mobile banking user adoption model. We found that performance expectancy, task technology fit, social influence, and facilitating conditions have significant effects on user adoption. In addition, we also found a significant effect of task technology fit on performance expectancy.
Year
DOI
Venue
2010
10.1016/j.chb.2010.01.013
Computers in Human Behavior
Keywords
Field
DocType
Task technology fit (TTF),Unified theory of acceptance and usage of technology (UTAUT),Mobile banking,User adoption
Interactivity,Expectancy theory,Usability,Psychology,Knowledge management,Social influence,Hedonic motivation,Immediacy,Mobile banking,Unified theory of acceptance and use of technology
Journal
Volume
Issue
ISSN
26
4
Computers in Human Behavior
Citations 
PageRank 
References 
90
1.73
33
Authors
3
Name
Order
Citations
PageRank
Tao Zhou12744152.77
Yaobin Lu2103634.08
Bin Wang354619.94