Title
Not if but when will borrowers default
Abstract
Credit scoring systems are based on Operational Research and statistical models which seek to identify who of previous borrowers did or did not default on loans. This study looks at the question when will borrowers default not if they will default. It suggests that some of the reliability modelling approaches may be useful in this context and may help identify who will default as well as when they may default.
Year
DOI
Venue
1999
10.1057/palgrave.jors.2600851
Journal of The Operational Research Society
Keywords
DocType
Volume
inventory,logistics,operational research,reliability,forecasting,marketing,information systems,investment,computer science,project management,management science,production,location,communications technology,information technology,scheduling,operations research
Journal
50
Issue
ISSN
Citations 
12
0160-5682
38
PageRank 
References 
Authors
7.47
0
3
Name
Order
Citations
PageRank
john banasik1609.35
J N Crook215413.87
lyn c thomas310715.42