Paper Info
Title
A Purchase Protocol with Live Cardholder Authentication for Online Credit Card Payment
Abstract
While online shopping are becoming more accepted by people in modern life, cardholders are more concerned about card fraud and the lack of cardholder authentication in the current online credit card payment. This paper proposes a purchase protocol with live cardholder authentication for online transaction which combines telephone banking and online banking together. The order information and payment information are sent though the Internet and encrypted by asymmetric key encryption. The cardholder is authenticated by the card issuing bank ringing back to the customer's phone number and the cardholder inputting the secure PIN and the amount to pay. The live cardholder authentication makes the cardholder feel securer and card fraud difficult. Furthermore, the protocol does not require the cardholder to obtain a public key certificate or install additional software for the online transaction.
Year
DOI
Venue
2008
10.1109/IAS.2008.44
IAS
Keywords
Field
DocType
card fraud,live cardholder authentication,purchase protocol,cardholder authentication,asymmetric key encryption,online banking,online transaction,payment information,online credit card payment,order information,current online credit card,online shopping,public key certificate,telephone banking,authorization,logic gates,public key,internet,payment cards,protocols,authentication,cryptography
Internet privacy,Authentication,Public key certificate,Computer security,Computer science,Charge card,Information security,Credit card,Issuing bank,Payment,The Internet
Conference
Citations 
PageRank 
References 
1
0.36
4
Authors
3
Name
Order
Citations
PageRank
Hannan Xiao18310.58
Bruce Christianson24410.59
Ying Zhang341928.64