Name
Title | ||
|---|---|---|
Information Technology and Information Asymmetry: The Future of Private Individual Health Insurance |
Abstract | ||
|---|---|---|
The amount of available information, andthe statistical ability to find patterns in it fundamentallyalter risk pooling. This threatens to alter the structure ofthe insurance industry, and potentially to destroy insurability,as we will see. While too much informationdestroys risk pooling and rating, too little information, orone party with far more information than the other,likewise can destroy the structure of the industry. Theregulatory implications, not yet understood, will beprofound. |
Year | DOI | Venue |
|---|---|---|
1997 | 10.1109/HICSS.1997.661602 | HICSS (3) |
Keywords | Field | DocType |
information technology,andthe statistical ability,theregulatory implication,fundamentallyalter risk,private individual health insurance,structure ofthe insurance industry,information asymmetry,available information,orone party,stability,insurance,market segmentation,pricing,insurance industry,uncertainty,risk management,risk aversion,genetics,data mining,data analysis,pattern recognition,risk pooling | Economics,Actuarial science,Information asymmetry,Insurance policy,Information technology,Consumer choice,Risk pool,Risk management,Insurability,Risk aversion | Conference |
ISSN | ISBN | Citations |
1060-3425 | 0-8186-7743-0 | 2 |
PageRank | References | Authors |
0.83 | 0 | 4 |
Name | Order | Citations | PageRank |
|---|---|---|---|
| Eric K. Clemons | 1 | 2430 | 633.72 |
| matt e thatcher | 2 | 4 | 1.67 |
| matt e thatcher | 3 | 4 | 1.67 |
| David C. Croson | 4 | 117 | 12.36 |