Title
Factors Affecting e-Payment Adoption in Nigeria
Abstract
The payment system of a country plays a crucial role in its economy; however, despite the benefits of e-Payment and efforts by financial authorities, Nigeria still has a low e-Payment adoption rate. In this regard, there is an urgent need to investigate the factors that affect individuals' intention to adopt e-Payment. Drawing on the unified theory of acceptance and use of technology UTAUT model, this paper develops a theoretical model for e-Payment adoption in Nigeria. Additionally, a survey was conducted on 500 respondents with 213 complete responses received to test the model, and results show that perceived benefits, effort expectancy, social influence, trust, awareness, and demographic variables affected individuals' intention to adopt e-Payments. Based on the findings, managerial and theoretical implications are deliberated.
Year
DOI
Venue
2010
10.4018/jeco.2010100104
JECO
Keywords
Field
DocType
effort expectancy,crucial role,e-payment adoption,demographic variable,technology utaut model,theoretical model,financial authority,theoretical implication,complete response,low e-payment adoption rate,adoption,e commerce
Economics,Expectancy theory,Payment system,Social influence,Payment,Unified theory of acceptance and use of technology,E-commerce,Marketing
Journal
Volume
Issue
ISSN
8
4
1539-2937
Citations 
PageRank 
References 
1
0.35
24
Authors
4
Name
Order
Citations
PageRank
Roya Gholami1636.13
Augustine Ogun210.35
Elizabeth Koh3306.27
John Lim4337.21