Title
Customers' Perceived Risk And Trust In Using Mobile Money Services - An Empirical Study Of Ghana
Abstract
Although mobile money (MM) has been explored in the existing literature, the roles of trust and risk in MM use have received little attention from researchers. Furthermore, many of the existing studies have treated these constructs as unidimensional. The extant literature also shows that perceived risk has received little attention from researchers who have conducted studies on MM. Thus, the objective of this study is to examine the roles of trust and perceived risk in customers' intent to adopt MM services in Ghana. Both trust and perceived risk were broken down into various dimensions. The study involved 671 respondents who were selected via an intercept approach and an online survey. Structural equation modelling was used to test the study's hypotheses. The findings show that perceived risk is negatively associated with customers' intent to use MM services and economy-based trust. Trust in service providers and economy-based trust are positively associated with customers' intent to use MM services. The implications of the findings are provided in the latter part of this study.
Year
DOI
Venue
2019
10.4018/IJEBR.2019010101
INTERNATIONAL JOURNAL OF E-BUSINESS RESEARCH
Keywords
Field
DocType
Ghana, Mobile Money, Mobile Networks, Mobile Payments, Perceived Risk, Trust
Economics,Mobile payment,Risk perception,Marketing,Empirical research
Journal
Volume
Issue
ISSN
15
1
1548-1131
Citations 
PageRank 
References 
0
0.34
16
Authors
4
Name
Order
Citations
PageRank
Ibn Kailan Abdul-Hamid100.34
Aijaz A. Shaikh2715.25
Henry Boateng382.73
Robert Hinson4202.75