Title
The Clustering for Clients in a Bank Based on Big Data
Abstract
Many technologies about data mining, such as clustering, have been widely applied in the context of bank to understand the behaviors of the clients and investors. Unlike some classic clustering validity index using compactness and separation, we employ Pairing Frequency Clustering Validity Index (PFCVI), which uses pairwise pattern information and focuses more on logical reasoning than geometrical features. We use PFCVI to evaluate the clustering quality under different c and find the optimal value of c is 11 based on the bank’s data, and clients in the 11 classes have different savings value potential levels and different fluctuation patterns. Then, we sum up the above 11 classes into 5 categories with different fluctuation patterns – stabilized savings value category, fluctuating savings value category, rising savings value category, falling savings value category and abnormal savings value category. Finally, we analyze each category with techniques like user profile and give some targeted advice for each category aimed at optimal market segment.
Year
DOI
Venue
2018
10.1109/UV.2018.8642136
2018 4th International Conference on Universal Village (UV)
Keywords
Field
DocType
Pairwise pattern,clustering validity,user profile,market segment
Pairwise comparison,Data mining,Logical reasoning,Market segmentation,User profile,Computer science,Compact space,Cluster analysis,Big data
Conference
ISBN
Citations 
PageRank 
978-1-5386-5197-1
0
0.34
References 
Authors
0
5
Name
Order
Citations
PageRank
jie zheng1447.61
Hongyan Cui25320.53
Xiaoqiu Li300.34
Lingge Meng400.34
Wang Tian51715.16